Children of Soldiers Fund

In the quest to find some reasonable solutions to fix the foreclosure problem raging throughout the country, the usual avenues of power have been decidedly quiet. Yes, there have been numerous public pronouncements by the president and Congress that the problem needs to be fixed. But, these institutions have relatively little influence on the real estate market and economy in general. If foreclosure victims are to find any relief, it will have to come from decentralized, creative community solutions, rather than a one size fits all federal government program.The president himself has very little direct control over the economy and is not able to affect homeowners unilaterally, besides offering empty statements of hope and accountability for predatory lenders, neither of which represent actual solutions. The Constitution does not give him authority to take money from some people and give it to others in need of mortgage payments, or suspend the collection of private loan payments, or to renegotiate terms of contract that are already in place. Even the Congress is kind of inadequate for many of the same reasons, and others that we have discussed previously, so the foreclosure crisis is